In short.
- These terms are the contract between you and us when you use any of our Sites.
- Our content is for your professional use. We retain all rights in it.
- We try hard to get things right, but the Sites are provided "as is" and the information on them is not professional advice.
- You agree not to misuse the Sites — no scraping, no hacking, no impersonation, no breaking the law on our pages.
- English law applies. The courts of England and Wales have jurisdiction.
1. Who these terms are between
These terms of use are an agreement between:
- You, the person accessing or using any of the Sites; and
- Disrupts Media Limited ("we", "us", "our"), the publisher of the Sites.
By using any of the Sites you accept these terms. If you do not accept them, please do not use the Sites.
If you are using the Sites on behalf of an organisation, you confirm that you have authority to bind that organisation to these terms.
2. The Sites
The Sites are online publications offering news, analysis and related content for working professionals in biotech, fintech, datatech and adjacent sectors, together with our corporate site.
We may change, suspend or discontinue any part of the Sites at any time without notice. We will give registered users reasonable notice before closing an account-bearing service entirely.
3. Your account
Some features (commenting, newsletters, premium content where offered) require you to register for an account. Account registration is governed by these terms together with our Privacy Policy and our Email Gating Policy.
When you register, you agree to:
- give us accurate information, including a valid business email address;
- keep your account credentials secure and not share them with anyone else;
- tell us promptly at privacy@disruptsmedia.com if you suspect any unauthorised use of your account; and
- comply with our Acceptable Use Policy at all times.
You can close your account at any time through your preferences page or by emailing us. We may suspend or close your account if you materially breach these terms, our Acceptable Use Policy, or applicable law — we will tell you why and, where reasonable, give you a chance to fix the breach first.
4. Our content and your use of it
All editorial content on the Sites — articles, analysis, photographs, illustrations, audio, video, newsletter copy, datasets we publish, and the look and feel of the Sites themselves — is owned by Disrupts Media Limited or licensed to us, and is protected by copyright, database rights and other intellectual-property rights.
You may:
- read and access the Sites for your personal and professional information;
- print or save individual articles for your own non-commercial reference;
- share article links and short, attributed quotations in line with the customary "fair dealing" exceptions in UK copyright law (for the purposes of criticism, review, quotation or news reporting);
- include the content of our RSS feeds in personal feed readers.
You may not, without our written permission:
- republish, redistribute, syndicate or sell our content;
- use our content to train AI models or other systems that produce derivative output;
- scrape, mirror or systematically download our content;
- frame our content within another site or app so as to obscure its origin;
- remove or alter any attribution, copyright notice or watermark on our content;
- use our trade marks, logos or visual identity for any commercial purpose.
If you want to license content or republish a piece, write to legal@disruptsmedia.com. Our position on copyright complaints, including takedown notices, is set out in the Copyright & Takedown Policy.
5. Content you submit
You may submit comments, contributions, story tips, letters or other material to us through the Sites or by email. When you do:
- You confirm that you own the rights in what you submit, or have the right to submit it.
- You grant us a worldwide, royalty-free, perpetual, non-exclusive licence to use, reproduce, edit, translate, publish, display, distribute and adapt your submission for any purpose connected with the Sites — including in print and broadcast extensions of our journalism. You keep ownership of your submission; you grant us a licence to use it.
- You confirm that your submission complies with our Acceptable Use Policy: no defamation, no harassment, no infringement of others' rights, no breach of confidence, no incitement, no spam.
- You accept that we may edit, refuse to publish or remove your submission at any time, with or without notice, at our editorial discretion.
We do not pre-moderate every comment or contribution. If you see content on the Sites that you believe breaches our Acceptable Use Policy, please flag it to us through any "report" mechanism on the page, or by emailing hello@disruptsmedia.com.
6. Editorial integrity
We separate editorial content from advertising and sponsored material. How we mark sponsored content is set out in our Sponsored Content & Advertising Disclosure. How we use artificial intelligence in our journalism, and how we tell you when AI shaped a piece, is set out in our AI Use Policy. Our editorial standards and corrections process are set out in the Editorial Standards & Corrections Policy.
Nothing in these terms permits us to publish editorial content we know to be false, or to disguise advertising as editorial. Where we make a mistake, we correct it openly, as described in the Editorial Standards & Corrections Policy.
7. No professional advice
The Sites publish journalism. We are not your lawyer, accountant, doctor, regulator or investment adviser, and our content is not a substitute for professional advice. Where we report on regulated activities — financial services, healthcare, biotech, data protection — we do so as journalists. Do not rely on the Sites alone for decisions that need professional advice. Take qualified advice before acting.
8. Availability — "as is" and reasonable-skill basis
We take reasonable care to keep the Sites running and to make sure their content is accurate at the time of publication. Articles are not corrected retrospectively as facts change, except where the Editorial Standards & Corrections Policy applies.
The Sites are otherwise provided "as is" and "as available". We do not guarantee that the Sites will be uninterrupted, free of errors, secure against every possible attack, or compatible with every device or browser configuration.
If you are a consumer, nothing in these terms removes or limits your statutory rights, including any rights you have under the Consumer Rights Act 2015.
9. Liability
This section applies to the maximum extent permitted by law, and is read subject to §8 (your statutory rights as a consumer if applicable).
We do not exclude or limit our liability:
- for death or personal injury caused by our negligence;
- for fraud or fraudulent misrepresentation;
- for any other liability that cannot be excluded or limited by English law.
Subject to that, we are not liable to you for:
- any loss of profit, loss of business, loss of contracts, loss of revenue, loss of anticipated savings, loss of data, or loss of goodwill;
- any indirect, special or consequential loss; or
- any loss arising from your reliance on the Sites as a substitute for professional advice (§7).
Our total liability to you for all claims arising from your use of the Sites in any 12-month period is limited to £100, except where the law does not permit such a limit (in which case it is limited to the maximum amount the law does permit).
10. Indemnity
If you breach these terms, our Acceptable Use Policy or the law in your use of the Sites, you agree to indemnify us against any reasonable losses, costs and expenses (including legal fees) we incur as a result of your breach. This clause does not apply to consumers acting outside the course of business.
11. Links to other sites and from other sites
The Sites contain links to third-party sites. We provide those links for convenience; we do not endorse the linked sites and we have no control over what they publish. When you follow a link to a third-party site, the terms and privacy policy of that site apply, not ours.
You may link to articles and pages on the Sites from your own site or social-media account, provided:
- the link does not falsely suggest endorsement or partnership;
- the link does not present our content in a context that damages our reputation; and
- the linked page is not framed inside another site so as to obscure its origin.
We may withdraw permission to link at any time by writing to you.
12. Suspension and termination
We may suspend or terminate your access to the Sites (or any feature, such as your account) if:
- you materially breach these terms or our Acceptable Use Policy;
- the law requires us to;
- we close the relevant Site or feature.
Suspension does not, of itself, release you from any obligation you owe us (e.g. obligations in respect of content you have already submitted under §5). Termination does not affect rights and obligations that by their nature survive — for example, §4 (our content), §5 (licence you gave us in your submissions), §9 (liability) and §13 (governing law).
13. Changes to these terms
We may change these terms from time to time. The current version is always at this URL, with the version number and effective date in the header and a Document history at the foot.
If we make a material change — for example, a change that affects your rights or our liability — we will:
- update the version and Effective date;
- bring the change to the attention of registered users by email;
- give you 30 days' notice before the change takes effect, unless it has to take effect sooner to comply with the law.
Your continued use of the Sites after the change becomes effective constitutes acceptance.
14. Governing law and jurisdiction
These terms, your use of the Sites and any dispute arising in connection with either are governed by the laws of England and Wales. You and we agree that the courts of England and Wales have exclusive jurisdiction to settle any dispute, except that if you are a consumer resident in another part of the United Kingdom you may bring proceedings in the courts of the part of the United Kingdom in which you are resident.
15. Other things you should know
- Whole agreement. These terms, together with the policies they cross-reference, are the whole agreement between you and us in respect of your use of the Sites.
- Severability. If any clause is held to be unenforceable, the rest of these terms continues to apply.
- No waiver. If we choose not to enforce a clause on one occasion, that is not a waiver of our right to enforce it later.
- Assignment. You may not assign your rights under these terms. We may assign ours to a successor in business.
- Third parties. Nobody other than you and Disrupts Media Limited has any rights under these terms (Contracts (Rights of Third Parties) Act 1999 excluded).
16. Contact us
For any question about these terms or about your account:
General: hello@disruptsmedia.com Legal / IP: legal@disruptsmedia.com Data protection: privacy@disruptsmedia.com Post: Disrupts Media Limited, 41 Luke Street, London EC2A 4DP, United Kingdom
17. About Disrupts Media
Disrupts Media Limited Registered in England & Wales — Company No. 09447878 Registered office: 41 Luke Street, London EC2A 4DP, United Kingdom
18. Document history
| Date | Version | Change | |---|---|---| | 2026-05-14 | 1.0 | Initial terms. Sets out account terms, content licence, contribution licence, no-professional-advice, liability cap (£100), indemnity, suspension / termination, English law and exclusive jurisdiction (with consumer carve-out). Cross-references Privacy, Cookie, Acceptable Use, AI Use, Sponsored Content, Editorial Standards & Corrections and Copyright & Takedown policies. |